Bridging loans are short-term loans secured on property. The typical duration of a bridging loan is from 1 day to 12 months and is used by home movers, property traders or developers who need to raise quick funds. 

In some cases, bridging loans can be arranged within 24 to 48 hours, providing many investors and developers with quick funds to fulfil their time-sensitive requirements. 

Bridging loans can be open or closed. Bridging loans can also allow for the interest payments to be serviced on a monthly basis or rolled up with the outstanding loan and paid on redemption of the loan, providing there is sufficient equity in the property. 

 

Bridging loans are a more expensive form of property finance and should be viewed as a short solution. However, we have access to many different bridging loan lenders and we would be happy to discuss